Business/Fair Debt Collection Practices

The Fair Debt Collections Practices Act was created to forbid certain harassing and threatening actions taken by debt collectors when attempting to collect on an unpaid account.

Many businesses, including credit card companies, banks or even smaller "Mom and Pop" shops utilize the services of a collection agency when faced with an unpaid account. While collection agencies do have the right to seek payment on an unpaid account, they do not have the right to do whatever it takes to collect the outstanding debt.

At Mickey Law Firm, if I determine that you have been subjected to unfair debt collection practices, I am ready, willing and able to intervene promptly and put the debt collectors or collection agency on notice of their wrongful collection practices.

Some examples of actions which may violate the Fair Debt Collections Practices Act include the following:

• Frequent calls at your residence, day and night
  
• Threats that may involve bodily or certain financial harm
  
• Calls at your place of work after being told not to contact you there
  
• The use of inappropriate or threatening language
  

The above list is not exhaustive but instead is intended to provide a general idea of the types of actions that may violate the Fair Debt Collections Practices Act.

If you believe that you have been unfairly harassed or subjected to an unfair debt collection practice, as your business law attorney, I may be able to help.